Whether you're a business owner, freelancer, contractor, or entrepreneur, receive expert mortgage advice and financing solutions tailored to your unique income and financial situation.
We work with traditional and alternative lenders to help self-employed borrowers secure financing with confidence.
Being self-employed shouldn't stand in the way of homeownership. Whether you're a freelancer, contractor, consultant, or business owner, we help you navigate mortgage options designed for unique income situations with confidence.
We help present your income effectively to lenders, improving your chances of mortgage approval.
Compare mortgage products from traditional and alternative lenders tailored to your situation.
Receive guidance throughout the mortgage process, from pre-approval to closing on your new home.
We understand that self-employed income doesn't always fit traditional lending models. Our goal is to help you present your financial profile effectively while finding mortgage solutions that fit your business and personal goals.
We understand the unique documentation and income requirements that business owners, freelancers, and contractors face.
Compare mortgage products from banks, credit unions, monoline lenders, and alternative lenders.
Every borrower is different. We recommend financing solutions based on your income structure and long-term plans.
From pre-approval to closing, we guide you through every step, making the mortgage process as smooth as possible.
We simplify the mortgage process for self-employed borrowers by understanding your business, reviewing your financial profile, and matching you with lenders that fit your unique circumstances.
We begin by learning about your business structure, income, and homeownership goals to understand your financing needs.
We'll review your income, tax documents, assets, and supporting information to determine the most suitable mortgage options.
We compare mortgage solutions from banks, monoline lenders, credit unions, and alternative lenders to find the right fit.
Once you've chosen the best mortgage solution, we prepare and submit your application while guiding you through each step.
After approval, we coordinate with your lender and legal team to ensure a smooth closing and a confident home purchase.
Self-employed mortgages are designed for business owners, entrepreneurs, freelancers, and contractors whose income may not fit traditional lending requirements. If any of these situations describe you, we'd be happy to help.
You're self-employed, own a business, or work as a freelancer or contractor.
Your tax returns don't fully reflect your actual earning potential.
You're purchasing your first home or upgrading to a new property.
You're looking for mortgage options beyond traditional bank financing.
You want expert guidance to improve your mortgage approval opportunities.
Applying for a mortgage while self-employed often raises unique questions about income verification, documentation, and lender requirements. Here are answers to some of the questions we hear most often from self-employed borrowers.
Yes. Many self-employed individuals qualify for mortgages every year. The key is selecting the right lender and providing documentation that accurately reflects your financial situation.
Requirements vary by lender, but common documents include personal and business tax returns, Notices of Assessment, bank statements, business financials, and proof of income.
Many lenders prefer at least two years of self-employment history, although some alternative lending options may offer greater flexibility depending on your circumstances.
Potentially. Some lenders offer stated income programs that consider the overall strength of your business and financial profile, rather than relying solely on taxable income.
Rates depend on factors such as your credit history, down payment, documentation, and the lender you qualify with. We compare multiple lenders to help you find competitive options.
Absolutely. Whether you’re purchasing your first home or upgrading to a larger property, we’ll help you navigate the mortgage process with financing options suited to your needs.
Yes. Many self-employed homeowners refinance to access home equity, consolidate debt, or adjust their mortgage to better support their financial goals.
A mortgage broker compares lenders, explains your financing options, and helps present your application in the strongest possible way, making the process simpler and more efficient.
Whether you're a freelancer, contractor, entrepreneur, or business owner, we'll help you find mortgage solutions that reflect your financial situation—not just your tax returns.
