.elementor-308 .elementor-element.elementor-element-cf3343c{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-308 .elementor-element.elementor-element-d3f13be{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-308 .elementor-element.elementor-element-d3f13be:not(.elementor-motion-effects-element-type-background), .elementor-308 .elementor-element.elementor-element-d3f13be > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-2914cdab );}.elementor-308 .elementor-element.elementor-element-d3fb47f{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-308 .elementor-element.elementor-element-efff5a3{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-308 .elementor-element.elementor-element-efff5a3:not(.elementor-motion-effects-element-type-background), .elementor-308 .elementor-element.elementor-element-efff5a3 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-2914cdab );}.elementor-308 .elementor-element.elementor-element-90f30ea{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-308 .elementor-element.elementor-element-06610de{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-308 .elementor-element.elementor-element-06610de:not(.elementor-motion-effects-element-type-background), .elementor-308 .elementor-element.elementor-element-06610de > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-2914cdab );}.elementor-308 .elementor-element.elementor-element-591ec66{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-308 .elementor-element.elementor-element-297ecba{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-308 .elementor-element.elementor-element-09b6c60 .theplus-accordion-wrapper.elementor-accordion .elementor-tab-title .elementor-accordion-icon{font-size:20px;}.elementor-308 .elementor-element.elementor-element-09b6c60 .theplus-accordion-wrapper.elementor-accordion .elementor-tab-title .elementor-accordion-icon svg{width:20px;height:20px;}.elementor-308 .elementor-element.elementor-element-09b6c60 .theplus-accordion-wrapper .theplus-accordion-item .plus-accordion-header{color:#313131;}.elementor-308 .elementor-element.elementor-element-09b6c60 .theplus-accordion-wrapper .theplus-accordion-item .plus-accordion-header.active{color:#3351a6;}.elementor-308 .elementor-element.elementor-element-09b6c60 .theplus-accordion-wrapper .theplus-accordion-item{margin-bottom:15px;}.elementor-308 .elementor-element.elementor-element-09b6c60 .theplus-accordion-wrapper .theplus-accordion-item .plus-accordion-content .plus-content-editor,.elementor-308 .elementor-element.elementor-element-09b6c60 .theplus-accordion-wrapper .theplus-accordion-item .plus-accordion-content .plus-content-editor p{color:var( --e-global-color-text );}.elementor-308 .elementor-element.elementor-element-9b39ea1{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-308 .elementor-element.elementor-element-9b39ea1:not(.elementor-motion-effects-element-type-background), .elementor-308 .elementor-element.elementor-element-9b39ea1 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-2914cdab );}/* Start custom CSS for html, class: .elementor-element-615fd0e *//*=========================================
SELF EMPLOYED HERO
=========================================*/

.sem-hero,
.sem-hero *{

    box-sizing:border-box;

}

.sem-hero{

    position:relative;

    overflow:hidden;

    min-height:92vh;

    display:flex;

    align-items:center;

    padding:120px 24px;

    background-image:url("https://rinkuthemortgagebroker.com/wp-content/uploads/2026/07/person-signing-financial-approved-mortgage-contra-2026-03-26-10-24-49-utc-scaled.jpg");

    background-size:cover;

    background-position:center;

    background-repeat:no-repeat;

    isolation:isolate;

}

/*=========================================
OVERLAY
=========================================*/

.sem-hero-overlay{

    position:absolute;

    inset:0;

    background:linear-gradient(90deg,
    rgba(18,57,90,.92) 0%,
    rgba(18,57,90,.82) 35%,
    rgba(18,57,90,.45) 70%,
    rgba(18,57,90,.15) 100%);

    z-index:1;

}

/*=========================================
LAYOUT
=========================================*/

.sem-hero-container{

    position:relative;

    z-index:2;

    width:100%;

    max-width:1320px;

    margin:0 auto;

    display:flex;

    justify-content:space-between;

    align-items:center;

    gap:80px;

}

/*=========================================
CONTENT
=========================================*/

.sem-hero-content{

    max-width:700px;

}

.sem-badge{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    padding:12px 22px;

    margin-bottom:24px;

    border-radius:999px;

    background:rgba(255,255,255,.12);

    border:1px solid rgba(255,255,255,.18);

    color:#FFFFFF !important;

    font-size:14px;

    font-weight:700;

    letter-spacing:.08em;

    text-transform:uppercase;

}

.sem-badge,
.sem-badge *{

    color:#FFFFFF !important;

    -webkit-text-fill-color:#FFFFFF !important;

}

.sem-hero h1{

    margin:0 0 28px;

    color:#FFFFFF !important;

    font-size:68px;

    line-height:1.05;

    font-weight:800;

    letter-spacing:-0.04em;

}

.sem-hero p{

    margin:0;

    color:rgba(255,255,255,.86) !important;

    font-size:20px;

    line-height:1.9;

}

/*=========================================
BUTTONS
=========================================*/

.sem-buttons{

    display:flex;

    gap:18px;

    margin-top:40px;

    flex-wrap:wrap;

}

.sem-buttons a{

    text-decoration:none !important;

}

.sem-btn-primary,
.sem-btn-secondary{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    padding:16px 34px;

    border-radius:999px;

    font-size:16px;

    font-weight:600;

    transition:.35s;

}

.sem-btn-primary{

    background:#008CBF;

    color:#FFFFFF !important;

    border:2px solid #008CBF;

}

.sem-btn-primary:hover{

    background:#00A4DD;

    border-color:#00A4DD;

    transform:translateY(-3px);

}

.sem-btn-secondary{

    border:2px solid rgba(255,255,255,.25);

    color:#FFFFFF !important;

    background:transparent;

}

.sem-btn-secondary:hover{

    background:#FFFFFF;

    color:#12395A !important;

}

/*=========================================
STATS
=========================================*/

.sem-stats{

    display:flex;

    gap:50px;

    margin-top:60px;

    flex-wrap:wrap;

}

.sem-stat strong{

    display:block;

    color:#FFFFFF;

    font-size:28px;

    margin-bottom:8px;

}

.sem-stat span{

    color:rgba(255,255,255,.75);

    font-size:15px;

}

/*=========================================
FLOATING CARD
=========================================*/

.sem-floating-card{

    width:360px;

    padding:38px;

    background:rgba(255,255,255,.96);

    border-radius:28px;

    backdrop-filter:blur(18px);

    box-shadow:0 35px 80px rgba(0,0,0,.18);

}

.sem-card-icon{

    width:72px;

    height:72px;

    border-radius:22px;

    display:flex;

    align-items:center;

    justify-content:center;

    margin-bottom:26px;

    background:#EAF7FC;

    color:#008CBF;

    font-size:28px;

    font-weight:700;

}

.sem-floating-card h3{

    margin:0 0 16px;

    color:#12395A;

    font-size:28px;

    line-height:1.25;

}

.sem-floating-card p{

    color:#667085 !important;

    font-size:17px;

    line-height:1.8;

}

/*=========================================
RESPONSIVE
=========================================*/

@media(max-width:1024px){

.sem-hero{

    min-height:auto;

    padding:90px 24px;

}

.sem-hero-container{

    flex-direction:column;

    align-items:flex-start;

}

.sem-floating-card{

    width:100%;

    max-width:500px;

}

.sem-hero h1{

    font-size:52px;

}

}

@media(max-width:767px){

.sem-hero{

    padding:70px 18px;

}

.sem-hero h1{

    font-size:38px;

}

.sem-hero p{

    font-size:17px;

}

.sem-buttons{

    flex-direction:column;

}

.sem-buttons a{

    width:100%;

    justify-content:center;

}

.sem-stats{

    gap:30px;

}

.sem-floating-card{

    padding:28px;

}

}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-a8f9e22 *//*=========================================
SELF EMPLOYED INTRODUCTION
=========================================*/

.sem-intro,
.sem-intro *{

    box-sizing:border-box;

}

.sem-intro{

    padding:120px 24px;

    background:#FFFFFF;

}

.sem-intro-grid{

    max-width:1320px;

    margin:0 auto;

    display:grid;

    grid-template-columns:1fr 1fr;

    gap:90px;

    align-items:start;

}

/*=========================================
IMAGE
=========================================*/

.sem-image-column{

    position:relative;

}

.sem-image-column img{

    width:100%;

    height:calc(100vh - 180px);

    min-height:700px;

    max-height:900px;

    object-fit:cover;

    border-radius:32px;

    position:sticky;

    top:120px;

    box-shadow:0 35px 70px rgba(18,57,90,.10);

}

/*=========================================
BADGE
=========================================*/

.sem-section-tag{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    padding:12px 22px;

    margin-bottom:20px;

    border-radius:999px;

    background:#EAF7FC;

    border:1px solid rgba(0,140,191,.12);

    color:#008CBF !important;

    -webkit-text-fill-color:#008CBF !important;

    font-size:14px;

    font-weight:700;

    letter-spacing:.08em;

    text-transform:uppercase;

}

.sem-section-tag,
.sem-section-tag *{

    color:#008CBF !important;

    -webkit-text-fill-color:#008CBF !important;

}

/*=========================================
TEXT
=========================================*/

.sem-content-column h2{

    margin:0 0 28px;

    font-size:56px;

    line-height:1.08;

    font-weight:800;

    letter-spacing:-0.04em;

    color:#12395A;

}

.sem-content-column>p{

    margin:0 0 45px;

    font-size:18px;

    line-height:1.9;

    color:#667085;

}

/*=========================================
FEATURES
=========================================*/

.sem-feature-grid{

    display:flex;

    flex-direction:column;

    gap:22px;

}

.sem-feature-card{

    display:flex;

    gap:24px;

    padding:30px;

    background:#F8FBFD;

    border:1px solid #E8EDF3;

    border-radius:24px;

    transition:.35s;

}

.sem-feature-card:hover{

    transform:translateY(-6px);

    border-color:#008CBF;

    box-shadow:0 20px 45px rgba(18,57,90,.08);

}

.sem-icon{

    width:62px;

    height:62px;

    min-width:62px;

    border-radius:18px;

    background:#008CBF;

    color:#FFFFFF;

    display:flex;

    align-items:center;

    justify-content:center;

    font-size:18px;

    font-weight:700;

}

.sem-feature-card h3{

    margin:0 0 10px;

    color:#12395A;

    font-size:24px;

    line-height:1.3;

}

.sem-feature-card p{

    margin:0;

    color:#667085;

    font-size:16px;

    line-height:1.8;

}

/*=========================================
TABLET
=========================================*/

@media(max-width:1024px){

.sem-intro{

    padding:90px 24px;

}

.sem-intro-grid{

    grid-template-columns:1fr;

    gap:60px;

}

.sem-image-column img{

    position:relative;

    top:0;

    height:550px;

    min-height:unset;

}

.sem-content-column h2{

    font-size:46px;

}

}

/*=========================================
MOBILE
=========================================*/

@media(max-width:767px){

.sem-intro{

    padding:70px 18px;

}

.sem-content-column h2{

    font-size:36px;

}

.sem-content-column>p{

    font-size:16px;

}

.sem-image-column img{

    height:380px;

    border-radius:24px;

}

.sem-feature-card{

    padding:24px;

    flex-direction:column;

    gap:18px;

}

}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-49ebac9 *//*=========================================
SELF EMPLOYED BENEFITS
=========================================*/

.sem-benefits{

    padding:120px 24px;

    background:#F8FBFD;

}

.sem-benefits *{

    box-sizing:border-box;

}

/*=========================================
HEADER
=========================================*/

.sem-benefits-header{

    max-width:760px;

    margin:0 auto 70px;

    text-align:center;

}

.sem-benefits-badge{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    padding:12px 22px;

    margin-bottom:18px;

    border-radius:999px;

    background:#EAF7FC;

    border:1px solid rgba(0,140,191,.12);

    color:#008CBF !important;

    font-size:14px;

    font-weight:700;

    text-transform:uppercase;

    letter-spacing:.08em;

}

.sem-benefits-badge,
.sem-benefits-badge *{

    color:#008CBF !important;

    -webkit-text-fill-color:#008CBF !important;

}

.sem-benefits-header h2{

    margin:18px 0 24px;

    font-size:56px;

    line-height:1.08;

    font-weight:800;

    letter-spacing:-0.04em;

    color:#12395A;

}

.sem-benefits-header p{

    margin:0;

    color:#667085;

    font-size:18px;

    line-height:1.9;

}

/*=========================================
GRID
=========================================*/

.sem-benefits-grid{

    max-width:1280px;

    margin:0 auto;

    display:grid;

    grid-template-columns:repeat(2,1fr);

    gap:28px;

}

/*=========================================
CARD
=========================================*/

.sem-benefit-card{

    position:relative;

    overflow:hidden;

    background:#FFFFFF;

    border:1px solid #E7EDF3;

    border-radius:28px;

    padding:40px;

    transition:.35s;

}

.sem-benefit-card::before{

    content:"";

    position:absolute;

    top:0;

    left:0;

    width:100%;

    height:5px;

    background:#008CBF;

    transform:scaleX(0);

    transform-origin:left;

    transition:.35s;

}

.sem-benefit-card:hover{

    transform:translateY(-8px);

    border-color:#008CBF;

    box-shadow:0 22px 50px rgba(18,57,90,.08);

}

.sem-benefit-card:hover::before{

    transform:scaleX(1);

}

/*=========================================
NUMBER
=========================================*/

.sem-benefit-number{

    width:68px;

    height:68px;

    border-radius:20px;

    background:#F3FAFD;

    display:flex;

    align-items:center;

    justify-content:center;

    color:#008CBF;

    font-size:22px;

    font-weight:700;

    margin-bottom:26px;

}

/*=========================================
TEXT
=========================================*/

.sem-benefit-card h3{

    margin:0 0 16px;

    color:#12395A;

    font-size:28px;

    line-height:1.3;

}

.sem-benefit-card p{

    margin:0;

    color:#667085;

    font-size:17px;

    line-height:1.9;

}

/*=========================================
RESPONSIVE
=========================================*/

@media(max-width:1024px){

.sem-benefits{

    padding:90px 24px;

}

.sem-benefits-header h2{

    font-size:46px;

}

.sem-benefits-grid{

    grid-template-columns:1fr;

}

}

@media(max-width:767px){

.sem-benefits{

    padding:70px 18px;

}

.sem-benefits-header{

    margin-bottom:50px;

}

.sem-benefits-header h2{

    font-size:36px;

}

.sem-benefits-header p{

    font-size:16px;

}

.sem-benefit-card{

    padding:30px;

}

.sem-benefit-card h3{

    font-size:24px;

}

}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-8abea50 *//*=========================================
SELF EMPLOYED MORTGAGE OPTIONS
=========================================*/

.sem-options{

    padding:120px 24px;

    background:#FFFFFF;

}

.sem-options,
.sem-options *{

    box-sizing:border-box;

}

/*=========================================
HEADER
=========================================*/

.sem-options-header{

    max-width:760px;

    margin:0 auto 70px;

    text-align:center;

}

.sem-options-badge{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    padding:12px 22px;

    margin-bottom:18px;

    border-radius:999px;

    background:#EAF7FC;

    border:1px solid rgba(0,140,191,.12);

    color:#008CBF !important;

    -webkit-text-fill-color:#008CBF !important;

    font-size:14px;

    font-weight:700;

    letter-spacing:.08em;

    text-transform:uppercase;

}

.sem-options-badge,
.sem-options-badge *{

    color:#008CBF !important;

    -webkit-text-fill-color:#008CBF !important;

}

.sem-options-header h2{

    margin:18px 0 24px;

    font-size:56px;

    line-height:1.08;

    font-weight:800;

    letter-spacing:-0.04em;

    color:#12395A;

}

.sem-options-header p{

    margin:0;

    font-size:18px;

    line-height:1.9;

    color:#667085;

}

/*=========================================
GRID
=========================================*/

.sem-options-grid{

    max-width:1280px;

    margin:0 auto;

    display:grid;

    grid-template-columns:repeat(2,1fr);

    gap:28px;

}

/*=========================================
CARD
=========================================*/

.sem-option-card{

    position:relative;

    overflow:hidden;

    padding:40px;

    background:#F8FBFD;

    border:1px solid #E8EDF3;

    border-radius:28px;

    transition:.35s;

}

.sem-option-card::before{

    content:"";

    position:absolute;

    top:0;

    left:0;

    width:100%;

    height:5px;

    background:#008CBF;

    transform:scaleX(0);

    transform-origin:left;

    transition:.35s;

}

.sem-option-card:hover{

    transform:translateY(-8px);

    border-color:#008CBF;

    box-shadow:0 22px 50px rgba(18,57,90,.08);

}

.sem-option-card:hover::before{

    transform:scaleX(1);

}

/*=========================================
NUMBER
=========================================*/

.sem-option-number{

    width:68px;

    height:68px;

    border-radius:20px;

    background:#FFFFFF;

    display:flex;

    align-items:center;

    justify-content:center;

    color:#008CBF;

    font-size:22px;

    font-weight:700;

    margin-bottom:24px;

    box-shadow:0 10px 25px rgba(18,57,90,.06);

}

/*=========================================
TEXT
=========================================*/

.sem-option-card h3{

    margin:0 0 16px;

    color:#12395A;

    font-size:28px;

    line-height:1.3;

}

.sem-option-card p{

    margin:0;

    color:#667085;

    font-size:17px;

    line-height:1.9;

}

/*=========================================
TABLET
=========================================*/

@media(max-width:1024px){

.sem-options{

    padding:90px 24px;

}

.sem-options-header h2{

    font-size:46px;

}

.sem-options-grid{

    grid-template-columns:1fr;

}

}

/*=========================================
MOBILE
=========================================*/

@media(max-width:767px){

.sem-options{

    padding:70px 18px;

}

.sem-options-header{

    margin-bottom:50px;

}

.sem-options-header h2{

    font-size:36px;

}

.sem-options-header p{

    font-size:16px;

}

.sem-option-card{

    padding:30px;

}

.sem-option-card h3{

    font-size:24px;

}

.sem-option-card p{

    font-size:16px;

}

}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-1e47d42 *//*=========================================
SELF EMPLOYED PROCESS
=========================================*/

.sem-process,
.sem-process *{

    box-sizing:border-box;

}

.sem-process{

    padding:120px 24px;

    background:#F8FBFD;

}

/*=========================================
HEADER
=========================================*/

.sem-process-header{

    max-width:760px;

    margin:0 auto 70px;

    text-align:center;

}

.sem-process-badge{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    padding:12px 22px;

    margin-bottom:18px;

    border-radius:999px;

    background:#EAF7FC;

    border:1px solid rgba(0,140,191,.12);

    color:#008CBF !important;

    -webkit-text-fill-color:#008CBF !important;

    font-size:14px;

    font-weight:700;

    letter-spacing:.08em;

    text-transform:uppercase;

}

.sem-process-badge,
.sem-process-badge *{

    color:#008CBF !important;

    -webkit-text-fill-color:#008CBF !important;

}

.sem-process-header h2{

    margin:18px 0 24px;

    font-size:56px;

    line-height:1.08;

    font-weight:800;

    letter-spacing:-0.04em;

    color:#12395A;

}

.sem-process-header p{

    margin:0;

    font-size:18px;

    line-height:1.9;

    color:#667085;

}

/*=========================================
GRID
=========================================*/

.sem-process-grid{

    max-width:1320px;

    margin:0 auto;

    display:grid;

    grid-template-columns:repeat(5,1fr);

    gap:24px;

}

/*=========================================
CARD
=========================================*/

.sem-process-card{

    background:#FFFFFF;

    border:1px solid #E8EDF3;

    border-radius:26px;

    padding:34px 26px;

    transition:.35s ease;

}

.sem-process-card:hover{

    transform:translateY(-8px);

    border-color:#008CBF;

    box-shadow:0 20px 45px rgba(18,57,90,.08);

}

.sem-process-number{

    width:62px;

    height:62px;

    border-radius:18px;

    background:#F3FAFD;

    color:#008CBF;

    display:flex;

    align-items:center;

    justify-content:center;

    font-size:20px;

    font-weight:700;

    margin-bottom:22px;

}

.sem-process-card h3{

    margin:0 0 14px;

    color:#12395A;

    font-size:23px;

    line-height:1.35;

}

.sem-process-card p{

    margin:0;

    color:#667085;

    font-size:16px;

    line-height:1.8;

}

/*=========================================
TABLET
=========================================*/

@media(max-width:1024px){

.sem-process{

    padding:90px 24px;

}

.sem-process-header h2{

    font-size:46px;

}

.sem-process-grid{

    grid-template-columns:repeat(2,1fr);

}

}

/*=========================================
MOBILE
=========================================*/

@media(max-width:767px){

.sem-process{

    padding:70px 18px;

}

.sem-process-header{

    margin-bottom:50px;

}

.sem-process-header h2{

    font-size:36px;

}

.sem-process-header p{

    font-size:16px;

}

.sem-process-grid{

    grid-template-columns:1fr;

}

.sem-process-card{

    padding:28px;

}

.sem-process-card h3{

    font-size:22px;

}

}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-7734f5d *//*=========================================
SELF EMPLOYED CHECKLIST
=========================================*/

.sem-checklist,
.sem-checklist *{

    box-sizing:border-box;

}

.sem-checklist{

    padding:120px 24px;

    background:#FFFFFF;

}

.sem-checklist-container{

    max-width:900px;

    margin:0 auto;

    text-align:center;

}

/*=========================================
BADGE
=========================================*/

.sem-checklist-badge{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    padding:12px 22px;

    margin-bottom:20px;

    border-radius:999px;

    background:#EAF7FC;

    border:1px solid rgba(0,140,191,.12);

    color:#008CBF !important;

    -webkit-text-fill-color:#008CBF !important;

    font-size:14px;

    font-weight:700;

    letter-spacing:.08em;

    text-transform:uppercase;

}

.sem-checklist-badge,
.sem-checklist-badge *{

    color:#008CBF !important;

    -webkit-text-fill-color:#008CBF !important;

}

/*=========================================
HEADING
=========================================*/

.sem-checklist h2{

    margin:18px 0 24px;

    font-size:56px;

    line-height:1.08;

    font-weight:800;

    letter-spacing:-0.04em;

    color:#12395A;

}

.sem-checklist>div>p{

    max-width:760px;

    margin:0 auto 55px;

    font-size:18px;

    line-height:1.9;

    color:#667085;

}

/*=========================================
CHECKLIST
=========================================*/

.sem-checklist-grid{

    display:flex;

    flex-direction:column;

    gap:18px;

    margin-bottom:50px;

}

.sem-check-item{

    display:flex;

    align-items:center;

    gap:20px;

    padding:24px 28px;

    text-align:left;

    background:#F8FBFD;

    border:1px solid #E8EDF3;

    border-radius:20px;

    transition:.35s;

}

.sem-check-item:hover{

    transform:translateX(8px);

    border-color:#008CBF;

    box-shadow:0 18px 40px rgba(18,57,90,.08);

}

.sem-check-icon{

    width:46px;

    height:46px;

    min-width:46px;

    border-radius:50%;

    background:#008CBF;

    display:flex;

    align-items:center;

    justify-content:center;

    color:#FFFFFF;

    font-size:18px;

    font-weight:700;

}

.sem-check-item p{

    margin:0;

    color:#12395A;

    font-size:17px;

    line-height:1.75;

}

/*=========================================
BUTTON
=========================================*/

.sem-check-btn{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    padding:16px 34px;

    border-radius:999px;

    background:#008CBF;

    border:2px solid #008CBF;

    color:#FFFFFF !important;

    text-decoration:none;

    font-size:16px;

    font-weight:600;

    transition:.35s;

}

.sem-check-btn:hover{

    background:#00A4DD;

    border-color:#00A4DD;

    transform:translateY(-3px);

}

/*=========================================
RESPONSIVE
=========================================*/

@media(max-width:1024px){

.sem-checklist{

    padding:90px 24px;

}

.sem-checklist h2{

    font-size:46px;

}

}

@media(max-width:767px){

.sem-checklist{

    padding:70px 18px;

}

.sem-checklist h2{

    font-size:36px;

}

.sem-checklist>div>p{

    font-size:16px;

}

.sem-check-item{

    padding:20px;

    align-items:flex-start;

}

.sem-check-btn{

    width:100%;

    max-width:320px;

}

}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-1169aa0 *//*=========================================
SELF EMPLOYED RELATED SERVICES
=========================================*/

.sem-related-services,
.sem-related-services *{

    box-sizing:border-box;

}

.sem-related-services{

    padding:120px 24px;

    background:#F8FBFD;

}

/*=========================================
HEADER
=========================================*/

.sem-related-header{

    max-width:760px;

    margin:0 auto 70px;

    text-align:center;

}

.sem-related-badge{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    padding:12px 22px;

    margin-bottom:18px;

    border-radius:999px;

    background:#EAF7FC;

    border:1px solid rgba(0,140,191,.12);

    color:#008CBF !important;

    -webkit-text-fill-color:#008CBF !important;

    font-size:14px;

    font-weight:700;

    letter-spacing:.08em;

    text-transform:uppercase;

}

.sem-related-badge,
.sem-related-badge *{

    color:#008CBF !important;

    -webkit-text-fill-color:#008CBF !important;

}

.sem-related-header h2{

    margin:18px 0 24px;

    font-size:56px;

    line-height:1.08;

    font-weight:800;

    letter-spacing:-0.04em;

    color:#12395A;

}

.sem-related-header p{

    margin:0;

    font-size:18px;

    line-height:1.9;

    color:#667085;

}

/*=========================================
GRID
=========================================*/

.sem-related-grid{

    max-width:1280px;

    margin:0 auto;

    display:grid;

    grid-template-columns:repeat(2,1fr);

    gap:28px;

}

/*=========================================
CARD
=========================================*/

.sem-related-card{

    position:relative;

    overflow:hidden;

    display:block;

    padding:38px;

    background:#FFFFFF;

    border:1px solid #E8EDF3;

    border-radius:28px;

    text-decoration:none;

    transition:.35s ease;

}

.sem-related-card::before{

    content:"";

    position:absolute;

    top:0;

    left:0;

    width:100%;

    height:5px;

    background:#008CBF;

    transform:scaleX(0);

    transform-origin:left;

    transition:.35s;

}

.sem-related-card:hover{

    transform:translateY(-8px);

    border-color:#008CBF;

    box-shadow:0 20px 50px rgba(18,57,90,.08);

}

.sem-related-card:hover::before{

    transform:scaleX(1);

}

/*=========================================
NUMBER
=========================================*/

.sem-related-number{

    display:flex;

    align-items:center;

    justify-content:center;

    width:66px;

    height:66px;

    margin-bottom:24px;

    border-radius:20px;

    background:#F3FAFD;

    color:#008CBF;

    font-size:20px;

    font-weight:700;

}

/*=========================================
TEXT
=========================================*/

.sem-related-card h3{

    margin:0 0 14px;

    color:#12395A;

    font-size:28px;

    line-height:1.3;

}

.sem-related-card p{

    margin:0;

    color:#667085;

    font-size:17px;

    line-height:1.8;

}

/*=========================================
RESPONSIVE
=========================================*/

@media(max-width:1024px){

.sem-related-services{

    padding:90px 24px;

}

.sem-related-header h2{

    font-size:46px;

}

.sem-related-grid{

    grid-template-columns:1fr;

}

}

@media(max-width:767px){

.sem-related-services{

    padding:70px 18px;

}

.sem-related-header{

    margin-bottom:50px;

}

.sem-related-header h2{

    font-size:36px;

}

.sem-related-header p{

    font-size:16px;

}

.sem-related-card{

    padding:30px;

}

.sem-related-card h3{

    font-size:24px;

}

.sem-related-card p{

    font-size:16px;

}

}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-d4495bf *//*=========================================
SELF EMPLOYED FAQ INTRO
=========================================*/

.sem-faq,
.sem-faq *{

    box-sizing:border-box;

}

.sem-faq{

    padding:120px 24px 60px;

    background:#FFFFFF;

}

.sem-faq-container{

    max-width:760px;

    margin:0 auto;

    text-align:center;

}

/*=========================================
BADGE
=========================================*/

.sem-faq-badge{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    padding:12px 22px;

    margin-bottom:18px;

    border-radius:999px;

    background:#EAF7FC;

    border:1px solid rgba(0,140,191,.12);

    color:#008CBF !important;

    -webkit-text-fill-color:#008CBF !important;

    font-size:14px;

    font-weight:700;

    letter-spacing:.08em;

    text-transform:uppercase;

}

.sem-faq-badge,
.sem-faq-badge *{

    color:#008CBF !important;

    -webkit-text-fill-color:#008CBF !important;

}

/*=========================================
HEADING
=========================================*/

.sem-faq h2{

    margin:18px 0 24px;

    font-size:56px;

    line-height:1.08;

    font-weight:800;

    letter-spacing:-0.04em;

    color:#12395A;

}

.sem-faq p{

    max-width:720px;

    margin:0 auto;

    font-size:18px;

    line-height:1.9;

    color:#667085;

}

/*=========================================
TABLET
=========================================*/

@media(max-width:1024px){

.sem-faq{

    padding:90px 24px 50px;

}

.sem-faq h2{

    font-size:46px;

}

}

/*=========================================
MOBILE
=========================================*/

@media(max-width:767px){

.sem-faq{

    padding:70px 18px 40px;

}

.sem-faq h2{

    font-size:36px;

}

.sem-faq p{

    font-size:16px;

}

}/* End custom CSS */
/* Start custom CSS for tp-accordion, class: .elementor-element-09b6c60 *//*=========================================
SELF-EMPLOYED FAQ ACCORDION
=========================================*/

.elementor-accordion{

    max-width:900px;

    margin:0 auto 120px;

}

/*=========================================
ACCORDION ITEM
=========================================*/

.elementor-accordion-item{

    margin-bottom:18px !important;

    background:#FFFFFF !important;

    border:1px solid #E8EDF3 !important;

    border-radius:22px !important;

    overflow:hidden;

    transition:all .35s ease;

    box-shadow:0 8px 24px rgba(18,57,90,.04);

}

.elementor-accordion-item:hover{

    transform:translateY(-2px);

    border-color:#008CBF !important;

    box-shadow:0 18px 40px rgba(18,57,90,.08);

}

/*=========================================
QUESTION
=========================================*/

.elementor-tab-title{

    padding:28px 32px !important;

    background:#FFFFFF !important;

    border:none !important;

    transition:.3s ease;

}

.elementor-tab-title a{

    color:#12395A !important;

    font-size:20px !important;

    font-weight:700 !important;

    line-height:1.5;

    text-decoration:none !important;

}

/*=========================================
ACTIVE TAB
=========================================*/

.elementor-tab-title.elementor-active{

    background:#F8FBFD !important;

}

.elementor-tab-title.elementor-active a{

    color:#12395A !important;

}

/*=========================================
ANSWER
=========================================*/

.elementor-tab-content{

    padding:0 32px 32px !important;

    background:#F8FBFD !important;

    border:none !important;

    color:#667085 !important;

    font-size:17px;

    line-height:1.9;

}

/*=========================================
ICONS
=========================================*/

.elementor-accordion-icon{

    color:#008CBF !important;

    font-size:18px;

}

.elementor-accordion-icon svg{

    fill:#008CBF !important;

}

/*=========================================
REMOVE DEFAULT ELEMENTOR STYLES
=========================================*/

.elementor-accordion .elementor-tab-title{

    border:none !important;

}

.elementor-accordion .elementor-tab-content{

    border:none !important;

}

/*=========================================
FOCUS STATE
=========================================*/

.elementor-tab-title:focus{

    outline:none;

    box-shadow:none;

}

/*=========================================
TABLET
=========================================*/

@media(max-width:1024px){

.elementor-accordion{

    margin-bottom:90px;

}

.elementor-tab-title{

    padding:24px !important;

}

.elementor-tab-content{

    padding:0 24px 24px !important;

}

}

/*=========================================
MOBILE
=========================================*/

@media(max-width:767px){

.elementor-accordion{

    margin-bottom:70px;

}

.elementor-tab-title{

    padding:20px !important;

}

.elementor-tab-title a{

    font-size:17px !important;

}

.elementor-tab-content{

    padding:0 20px 20px !important;

    font-size:16px;

    line-height:1.8;

}

}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-5c96d53 *//*=========================================
SELF EMPLOYED FINAL CTA
=========================================*/

.sem-cta,
.sem-cta *{

    box-sizing:border-box;

}

.sem-cta{

    position:relative;

    overflow:hidden;

    padding:130px 24px;

    background:linear-gradient(135deg,#12395A 0%,#0F3655 55%,#008CBF 100%);

    isolation:isolate;

}

/*=========================================
BACKGROUND SHAPES
=========================================*/

.sem-cta::before{

    content:"";

    position:absolute;

    width:520px;

    height:520px;

    border-radius:50%;

    background:rgba(255,255,255,.05);

    top:-220px;

    right:-180px;

}

.sem-cta::after{

    content:"";

    position:absolute;

    width:380px;

    height:380px;

    border-radius:50%;

    background:rgba(255,255,255,.04);

    bottom:-160px;

    left:-120px;

}

/*=========================================
CONTENT
=========================================*/

.sem-cta-container{

    position:relative;

    z-index:2;

    max-width:860px;

    margin:0 auto;

    text-align:center;

}

/*=========================================
BADGE
=========================================*/

.sem-cta-badge{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    padding:12px 22px;

    margin-bottom:24px;

    border-radius:999px;

    background:rgba(255,255,255,.12);

    border:1px solid rgba(255,255,255,.18);

    color:#FFFFFF !important;

    -webkit-text-fill-color:#FFFFFF !important;

    font-size:14px;

    font-weight:700;

    letter-spacing:.08em;

    text-transform:uppercase;

}

.sem-cta-badge,
.sem-cta-badge *{

    color:#FFFFFF !important;

    -webkit-text-fill-color:#FFFFFF !important;

}

/*=========================================
HEADING
=========================================*/

.sem-cta h2{

    margin:0 0 24px;

    color:#FFFFFF;

    font-size:60px;

    font-weight:800;

    line-height:1.08;

    letter-spacing:-0.04em;

}

.sem-cta p{

    max-width:720px;

    margin:0 auto 42px;

    color:rgba(255,255,255,.82);

    font-size:19px;

    line-height:1.9;

}

/*=========================================
BUTTONS
=========================================*/

.sem-cta-buttons{

    display:flex;

    justify-content:center;

    align-items:center;

    gap:18px;

    flex-wrap:wrap;

}

.sem-cta-buttons a{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    padding:16px 34px;

    border-radius:999px;

    text-decoration:none;

    font-size:16px;

    font-weight:600;

    transition:.35s ease;

}

/* Primary */

.sem-cta-primary{

    background:#008CBF;

    color:#FFFFFF !important;

    border:2px solid #008CBF;

}

.sem-cta-primary:hover{

    background:#00A4DD;

    border-color:#00A4DD;

    transform:translateY(-3px);

}

/* Secondary */

.sem-cta-secondary{

    background:transparent;

    color:#FFFFFF !important;

    border:2px solid rgba(255,255,255,.25);

}

.sem-cta-secondary:hover{

    background:#FFFFFF;

    color:#12395A !important;

    border-color:#FFFFFF;

    transform:translateY(-3px);

}

/*=========================================
RESPONSIVE
=========================================*/

@media(max-width:1024px){

.sem-cta{

    padding:100px 24px;

}

.sem-cta h2{

    font-size:48px;

}

}

@media(max-width:767px){

.sem-cta{

    padding:80px 18px;

}

.sem-cta h2{

    font-size:36px;

}

.sem-cta p{

    font-size:16px;

}

.sem-cta-buttons{

    flex-direction:column;

}

.sem-cta-buttons a{

    width:100%;

    max-width:320px;

}

}/* End custom CSS */