.elementor-538 .elementor-element.elementor-element-de5af15{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-538 .elementor-element.elementor-element-000cb9a{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-538 .elementor-element.elementor-element-7f45eef{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--margin-top:-150px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-538 .elementor-element.elementor-element-8f3d2f7{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--margin-top:-100px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}/* Start custom CSS for html, class: .elementor-element-a94b106 *//* ==========================
   Mortgage Hero Section
========================== */

.ma-hero{
    position:relative;
    min-height:85vh;

    background-image:url("https://rinkuthemortgagebroker.com/wp-content/uploads/2026/07/business-team-meeting-discussing-documents-at-home-2026-01-06-10-30-24-utc-scaled.jpg");

    background-size:cover;
    background-position:center;
    background-repeat:no-repeat;

    display:flex;
    align-items:center;
    justify-content:center;

    overflow:hidden;
}

.ma-overlay{
    position:absolute;
    inset:0;

    background:linear-gradient(
        90deg,
        rgba(10,44,74,.90) 0%,
        rgba(10,44,74,.75) 45%,
        rgba(10,44,74,.35) 100%
    );
}

.ma-content{

    position:relative;
    z-index:2;

    width:90%;
    max-width:1200px;

    color:#fff;
}

.ma-badge{

    display:inline-block;

    background:#0B8DC5;

    color:#fff;

    padding:12px 22px;

    border-radius:50px;

    font-size:14px;

    font-weight:600;

    margin-bottom:25px;
}

.ma-content h1{

    font-size:64px;

    line-height:1.1;

    font-weight:700;

    margin-bottom:20px;

    color:#fff;
}

.ma-content h1 span{

    color:#0B8DC5;
}

.ma-content p{

    width:650px;
    max-width:100%;

    font-size:20px;

    line-height:1.8;

    opacity:.92;

    margin-bottom:40px;
}

.ma-features{

    display:flex;

    flex-wrap:wrap;

    gap:15px;

    margin-bottom:45px;
}

.feature{

    background:rgba(255,255,255,.12);

    border:1px solid rgba(255,255,255,.20);

    backdrop-filter:blur(10px);

    color:#fff;

    padding:14px 22px;

    border-radius:50px;

    transition:.3s;
}

.feature:hover{

    background:#0B8DC5;

    border-color:#0B8DC5;
}

.ma-hero .ma-btn,
.ma-hero .ma-btn:visited{

    display:inline-flex;
    align-items:center;
    justify-content:center;

    padding:18px 42px;

    background:#0B8DC5 !important;
    color:#ffffff !important;

    border:2px solid #0B8DC5 !important;
    border-radius:8px;

    font-size:17px;
    font-weight:600;
    text-decoration:none !important;

    transition:all .35s ease;
}

.ma-hero .ma-btn:hover{

    background:#ffffff !important;
    color:#0B8DC5 !important;
    border-color:#ffffff !important;

    transform:translateY(-3px);
}

.ma-hero .ma-btn:focus,
.ma-hero .ma-btn:active{

    color:#ffffff !important;
    text-decoration:none !important;
    box-shadow:none;
}

@media(max-width:768px){

.ma-hero{

    min-height:75vh;

    padding:70px 20px;
}

.ma-content h1{

    font-size:42px;
}

.ma-content p{

    font-size:17px;
}

.ma-features{

    flex-direction:column;
}

.feature{

    width:100%;
}
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-39fd96d *//*======================================
 Download PDF Section
======================================*/

.ma-download-card{

    max-width:1200px;

    margin:-70px auto 80px;

    background:#ffffff;

    border-radius:18px;

    box-shadow:0 20px 50px rgba(0,0,0,.08);

    display:flex;

    align-items:center;

    justify-content:space-between;

    gap:30px;

    padding:35px 45px;

    position:relative;

    z-index:20;
}

.download-icon{

    width:75px;

    height:75px;

    min-width:75px;

    display:flex;

    align-items:center;

    justify-content:center;

    border-radius:50%;

    background:#EAF6FC;

    color:#0B8DC5;

    font-size:34px;
}

.download-content{

    flex:1;
}

.download-content h3{

    margin:0 0 10px;

    font-size:28px;

    color:#0A2C4A;

    font-weight:700;
}

.download-content p{

    margin:0;

    color:#5F6B7A;

    line-height:1.8;

    font-size:16px;
}

.download-btn{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    white-space:nowrap;

    padding:16px 34px;

    background:#0B8DC5;

    color:#fff !important;

    text-decoration:none;

    border-radius:8px;

    font-weight:600;

    transition:.35s;

    border:2px solid #0B8DC5;
}

.download-btn:hover{

    background:#0A2C4A;

    border-color:#0A2C4A;

    transform:translateY(-3px);
}

/*======================================
 Mobile
======================================*/

@media(max-width:991px){

.ma-download-card{

    flex-direction:column;

    text-align:center;

    margin:40px 20px 60px;

    padding:35px 25px;
}

.download-content{

    order:2;
}

.download-btn{

    width:100%;

    order:3;
}
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-e4b4cfb *//*==================================================
Mortgage Application
==================================================*/

.ma-wrapper{

    max-width:1200px;
    margin:70px auto;
    background:#fff;
    border-radius:20px;
    overflow:hidden;
    box-shadow:0 25px 60px rgba(0,0,0,.08);

}

.ma-header{

    padding:45px;
    background:#fff;
    border-bottom:1px solid #edf2f7;

}

.ma-title span{

    display:inline-block;
    background:#EAF6FC;
    color:#0B8DC5;
    padding:8px 18px;
    border-radius:50px;
    font-size:14px;
    font-weight:600;
    margin-bottom:18px;

}

.ma-title h2{

    margin:0;
    color:#0A2C4A;
    font-size:42px;
    font-weight:700;

}

.ma-title p{

    color:#64748b;
    margin-top:15px;
    line-height:1.8;
    max-width:700px;

}

/*=================================
Progress
=================================*/

.ma-progress{

    margin-top:35px;
    height:8px;
    background:#edf2f7;
    border-radius:50px;
    overflow:hidden;

}

.ma-progress-fill{

    width:16.66%;
    height:100%;
    background:#0B8DC5;
    transition:.4s;

}

.ma-steps{

    display:flex;
    justify-content:space-between;
   margin-top:35px;
    margin-bottom:15px;
    text-align:center;

}
.ma-step{

    animation:fadeUp .4s ease;
}

@keyframes fadeUp{

from{

    opacity:0;
    transform:translateY(25px);

}

to{

    opacity:1;
    transform:translateY(0);

}

}

.step{

    width:52px;
    height:52px;
    border-radius:50%;
    background:#edf2f7;
    color:#64748b;
    font-weight:700;
    display:flex;
    flex-direction:column;
    justify-content:center;
    align-items:center;
    transition:.3s;

}

.step small{

    position:absolute;
    margin-top:85px;
    width:100px;
    font-size:12px;
    color:#64748b;

}

.step.active{

    background:#0B8DC5;
    color:#fff;

}

/*=================================
Steps
=================================*/

.ma-step{

    display:none;
    padding:50px;

}

.ma-step.active{

    display:block;

}

.ma-step h3{

    font-size:32px;
    margin-bottom:35px;
    color:#0A2C4A;

}

.ma-step h4{

    margin-top:50px;
    margin-bottom:25px;
    color:#0A2C4A;

}

/*=================================
Grid
=================================*/

.ma-grid{

    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:25px;

}

.ma-field{

    display:flex;
    flex-direction:column;

}

.ma-field.full{

    grid-column:1/-1;

}


/*=================================
Labels
=================================*/

.ma-field label{

    font-size:14px;
    font-weight:600;
    color:#334155;
    margin-bottom:10px;

}


/*=================================
Inputs
=================================*/

.ma-field input,
.ma-field select{

    width:100%;
    height:56px;
    border:1px solid #dbe4ee;
    border-radius:10px;
    padding:0 18px;
    font-size:15px;
    background:#fff;
    transition:.3s;

}


.ma-field input:focus,
.ma-field select:focus{

    outline:none;
    border-color:#0B8DC5;
    box-shadow:0 0 0 4px rgba(11,141,197,.12);

}


/*=================================
Buttons
=================================*/

.ma-buttons{

    margin-top:45px;
    display:flex;
    justify-content:flex-end;
    gap:15px;

}

.next-btn,
.prev-btn,
.submit-btn{

    border:none;
    background:#0B8DC5;
    color:#fff;
    padding:16px 34px;
    border-radius:10px;
    font-size:16px;
    font-weight:600;
    cursor:pointer;
    transition:.3s;

}

.prev-btn{

    background:#64748b;

}

.next-btn:hover,
.submit-btn:hover{

    background:#0A2C4A;
    transform:translateY(-2px);

}

.prev-btn:hover{

    background:#475569;

}
/*=================================
Responsive
=================================*/

@media (max-width:768px){

/* Wrapper */
.ma-wrapper{
    margin:30px 15px;
    border-radius:15px;
}

/* Header */
.ma-header{
    padding:25px 20px;
}

/* Title */
.ma-title h2{
    font-size:32px;
    line-height:1.2;
}

.ma-title p{
    font-size:15px;
    line-height:1.7;
}

/* Hide desktop progress bar */
.ma-progress{
    display:none;
}

/* Step Navigation */
.ma-steps{

    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:35px 15px;

    margin-top:30px;

    justify-items:center;
    align-items:start;

}

/* Step Circle */
.step{

    position:relative;

    width:52px;
    height:52px;

    display:flex;
    align-items:center;
    justify-content:center;

    border-radius:50%;

    background:#EDF3F8;

    color:#64748B;

    font-weight:700;

    margin-bottom:28px;

}

/* Active Circle */
.step.active{

    background:#0B8DC5;
    color:#fff;

}

/* Labels */
.step small{

    position:absolute;

    top:62px;
    left:50%;

    transform:translateX(-50%);

    width:80px;

    text-align:center;

    font-size:12px;

    line-height:1.3;

    color:#64748B;

    margin:0;

}

/* Form */
.ma-step{
    padding:30px 20px;
}

.ma-step h3{
    font-size:28px;
}

/* Grid */
.ma-grid{
    grid-template-columns:1fr;
    gap:18px;
}

/* Inputs */
.ma-field input,
.ma-field select{

    width:100%;
    height:54px;

    border:2px solid #D8E2EC;

    border-radius:10px;

    font-size:16px;

    color:#0A2C4A !important;

    background:#fff !important;

    box-sizing:border-box;

}

/* Placeholder */
.ma-field input::placeholder{

    color:#94A3B8;

}

/* Buttons */
.ma-buttons{

    flex-direction:column;

    gap:15px;

}

.next-btn,
.prev-btn,
.submit-btn{

    width:100%;

}

}
/*=================================
Premium Inputs
=================================*/

#mortgage-form input,
#mortgage-form select{

    appearance:none;
    -webkit-appearance:none;

    display:block;

    width:100%;

    height:58px;

    padding:0 18px;

    background:#FFFFFF !important;

    color:#0A2C4A !important;

    border:2px solid #D8E2EC !important;

    border-radius:10px;

    font-size:16px;

    font-weight:500;

    box-sizing:border-box;

    transition:.3s;

}
.ma-step-desc{

    color:#64748B;

    margin-top:-15px;

    margin-bottom:35px;

    line-height:1.7;

}

.ma-card{

    background:#FAFCFE;

    border:1px solid #E3ECF5;

    border-radius:14px;

    padding:30px;

    margin-bottom:30px;

}

.ma-card h4{

    margin-top:0;

    margin-bottom:25px;

    color:#0A2C4A;

}

.ma-card-desc{

    margin-top:-10px;

    margin-bottom:25px;

    color:#64748B;

}
/* ==========================
   Mortgage Type Cards
========================== */

.loan-options{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(180px,1fr));
    gap:20px;
    margin-top:20px;
}

.loan-card{

    position:relative;

    display:flex;
    flex-direction:column;

    align-items:center;

    justify-content:center;

    text-align:center;

    padding:25px;

    border:2px solid #E3ECF5;

    border-radius:16px;

    background:#fff;

    cursor:pointer;

    transition:.3s;

    min-height:170px;

}

.loan-card:hover{

    border-color:#0B8DC5;

    transform:translateY(-4px);

    box-shadow:0 15px 35px rgba(11,141,197,.15);

}

.loan-card input{

    position:absolute;

    opacity:0;

}

.loan-card .icon{

    font-size:40px;

    margin-bottom:15px;

}

.loan-card strong{

    color:#0A2C4A;

    font-size:18px;

}

.loan-card small{

    margin-top:8px;

    color:#64748B;

    line-height:1.5;

}

.loan-card.selected{

    border-color:#0B8DC5;

    background:#F4FBFE;

    box-shadow:0 12px 30px rgba(11,141,197,.18);

}

.loan-section{

    animation:fadeIn .35s ease;

}

@keyframes fadeIn{

    from{

        opacity:0;

        transform:translateY(15px);

    }

    to{

        opacity:1;

        transform:translateY(0);

    }

}
/* ==========================
   Consent Section
========================== */

.consent-box{

    background:#F8FBFD;

    border:1px solid #DCEAF4;

    border-radius:12px;

    padding:25px;

    line-height:1.8;

    color:#475569;

    max-height:250px;

    overflow:auto;

    margin-bottom:25px;

}

.checkbox-row{

    display:flex;

    align-items:flex-start;

    gap:15px;

    margin-top:10px;

    cursor:pointer;

}

.checkbox-row input{

    margin-top:5px;

    transform:scale(1.25);

}

.checkbox-row span{

    line-height:1.7;

    color:#334155;

}
/* ==========================
   Submit Page
========================== */

.submit-hero{

    text-align:center;

    margin-bottom:40px;

}

.submit-icon{

    width:90px;

    height:90px;

    margin:auto;

    border-radius:50%;

    background:#EAF8FD;

    display:flex;

    align-items:center;

    justify-content:center;

    font-size:42px;

    margin-bottom:20px;

}

.submit-hero h2{

    color:#0A2C4A;

    margin-bottom:10px;

}

.submit-hero p{

    color:#64748B;

}

.review-list{

    display:flex;

    flex-direction:column;

    gap:18px;

}

.review-item{

    padding:18px;

    background:#F8FBFD;

    border-radius:10px;

    border:1px solid #E2EDF6;

}

.submit-btn{

    background:#0B8DC5;

    color:#fff;

    border:none;

    padding:16px 36px;

    border-radius:10px;

    font-size:17px;

    font-weight:600;

    cursor:pointer;

    transition:.3s;

}

.submit-btn:hover{

    background:#0979A8;

}

.submit-btn:disabled{

    opacity:.6;

    cursor:not-allowed;

}

.success-message{

    background:#ECFDF5;

    color:#166534;

    padding:18px;

    border-radius:12px;

    border:1px solid #BBF7D0;

    margin-bottom:25px;

}

.error-message{

    background:#FEF2F2;

    color:#991B1B;

    padding:18px;

    border-radius:12px;

    border:1px solid #FECACA;

    margin-bottom:25px;

}
/* =========================================
   Consent Checkbox Fix
========================================= */

.consent-box input[type="checkbox"],
.authorization-box input[type="checkbox"],
input[type="checkbox"]{

    width:20px !important;
    height:20px !important;

    min-width:20px;
    min-height:20px;

    padding:0 !important;
    margin:0 12px 0 0 !important;

    border:none !important;
    border-radius:4px;

    display:inline-block !important;

    appearance:auto !important;
    -webkit-appearance:checkbox !important;
    -moz-appearance:checkbox !important;

    vertical-align:middle;
    box-shadow:none !important;
    background:none !important;
}
/* ===== Review Step Text Fix ===== */

.ma-step.active .review-item{
    color:#334155 !important;
    opacity:1 !important;
    font-size:16px;
    font-weight:500;
}

.ma-step.active .review-item,
.ma-step.active .review-item *{
    color:#334155 !important;
    opacity:1 !important;
    -webkit-text-fill-color:#334155 !important;
}

.ma-step.active .review-item img.emoji{
    opacity:1 !important;
}
/* =========================================
   Declaration Section Fix
========================================= */

.ma-step.active .ma-card:last-of-type{
    color:#334155 !important;
}

.ma-step.active .ma-card:last-of-type p,
.ma-step.active .ma-card:last-of-type span,
.ma-step.active .ma-card:last-of-type div,
.ma-step.active .ma-card:last-of-type label{
    color:#334155 !important;
    opacity:1 !important;
    -webkit-text-fill-color:#334155 !important;
}

.ma-step.active .ma-card:last-of-type strong{
    color:#0A2C4A !important;
}

.ma-step.active .ma-card:last-of-type h1,
.ma-step.active .ma-card:last-of-type h2,
.ma-step.active .ma-card:last-of-type h3,
.ma-step.active .ma-card:last-of-type h4{
    color:#0A2C4A !important;
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-9828bfe *//* ===========================
   Need Assistance Section
=========================== */

.help-section{
    margin:70px auto;
    padding:55px;
    background:#ffffff;
    border-radius:22px;
    box-shadow:0 18px 45px rgba(0,0,0,.08);
    border:1px solid #edf2f7;
    text-align:center;
    position:relative;
    overflow:hidden;
}

.help-section::before{
    content:'';
    position:absolute;
    top:0;
    left:0;
    width:100%;
    height:5px;
    background:#0B8DC5;
}

/* Heading */

.help-header h2{
    font-size:34px;
    color:#0A2C4A;
    margin-bottom:18px;
}

.help-header p{
    max-width:760px;
    margin:0 auto 40px;
    color:#64748b;
    line-height:1.9;
    font-size:17px;
}

/* Buttons */

.help-buttons{
    display:flex;
    justify-content:center;
    gap:25px;
    flex-wrap:wrap;
    margin-bottom:45px;
}

.help-btn{
    display:flex;
    align-items:center;
    gap:18px;
    text-decoration:none;
    padding:18px 28px;
    border-radius:14px;
    min-width:290px;
    transition:.35s ease;
    border:2px solid transparent;
    background:#f8fbfd;
}

.help-btn .icon{
    width:58px;
    height:58px;
    border-radius:50%;
    background:#0B8DC5;
    display:flex;
    justify-content:center;
    align-items:center;
    font-size:26px;
    color:#fff;
    transition:.35s;
}

.help-btn strong{
    display:block;
    font-size:18px;
    color:#0A2C4A;
    margin-bottom:4px;
}

.help-btn small{
    color:#64748b;
    font-size:14px;
}

/* Hover Effects */

.help-btn:hover{
    transform:translateY(-8px);
    box-shadow:0 20px 40px rgba(11,141,197,.20);
    border-color:#0B8DC5;
}

.help-btn:hover .icon{
    background:#0B8DC5; /* Keep the same brand blue */
    transform:scale(1.08);
}

.call-btn:hover{
    background:#eef9fd;
}

.consult-btn:hover{
    background:#eef9fd;
}

/* Trust Box */

.trust-box{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:20px;
}

.trust-item{
    padding:20px;
    background:#f8fbfd;
    border-radius:14px;
    color:#0A2C4A;
    font-weight:600;
    transition:.35s ease;
    border:1px solid #e5edf3;
}

.trust-item span{
    display:block;
    margin-top:8px;
    font-size:15px;
    color:#475569;
    font-weight:500;
}

.trust-item:hover{
    transform:translateY(-6px);
    background:#0B8DC5;
    color:#fff;
    box-shadow:0 15px 35px rgba(11,141,197,.25);
}

.trust-item:hover span{
    color:#fff;
}

/* Mobile */

@media (max-width:768px){

.help-section{
    padding:35px 25px;
}

.help-header h2{
    font-size:28px;
}

.help-buttons{
    flex-direction:column;
}

.help-btn{
    width:100%;
    min-width:100%;
}

.trust-box{
    grid-template-columns:1fr;
}

}/* End custom CSS */